🛠️ 4-Point Home Inspections for Insurance in South Florida
4-Point Home Inspections in South Florida
Fast, Reliable & Insurance-Ready Reports from CBG Home Inspections
Are you buying an older home in Florida or renewing your homeowners insurance? Most insurance companies now require a 4-point inspection before issuing or renewing a policy—especially for homes over 20 years old. At CBG Home Inspections, we specialize in quick, comprehensive, and professionally documented 4-point inspections in South Florida, helping homeowners stay compliant and protected.
Unlike full home inspections, which assess every detail of a property, a 4-point inspection focuses on four of the most critical systems that impact safety, functionality, and insurance risk: roofing, electrical, plumbing, and HVAC. Insurance providers want to know that these systems are not outdated, hazardous, or in disrepair—and we deliver the insight they need with clarity and precision.
What Is a 4-Point Inspection?
A 4-point inspection is a limited, visual evaluation of the four primary systems of a home. It’s commonly requested by insurance companies in Florida, especially for homes built before 2000. A thorough inspection can make the difference between qualifying for coverage or facing higher premiums—or worse, being denied coverage altogether.
At CBG Home Inspections, we provide same-day or next-day appointments and deliver detailed insurance-ready reports within 24 hours. Our licensed inspectors use cutting-edge tools and follow the latest Florida standards to ensure you get accurate and accepted results the first time.
What We Inspect
Here’s what’s included in our 4-point inspection service:
✅ 4. Plumbing System
Plumbing material type (copper, CPVC, polybutylene, galvanized steel)
Signs of leaks, corrosion, or clogs
Water heater age and condition
Visible pipework and under-sink fittings
General water pressure observations
✅ 2. Electrical System
Electrical panel brand and capacity
Type of wiring (e.g., copper, aluminum, cloth)
Presence of double taps or fuses
Breaker functionality
Grounding and bonding
Overall safety and code compliance
✅ 3. HVAC (Heating, Ventilation, Air Conditioning)
System type (central, split, wall units)
Age and condition of the unit
Proper installation and secure connections
Signs of damage or neglect
Operational status at the time of inspection
✅ 1. Roofing System
Roof type and materials
Estimated remaining life
Visible damage, sagging, or leaks
Repairs or replacements made
Signs of moisture or structural risk
